Riding a motorcycle comes with unique risks that need to be addressed with a specialized policy.

Though similar to auto insurance, motorcycle insurance has some unique features and options that need to be addressed.  In most states, riders can purchase insurance for bodily injury liability, property damage, uninsured and underinsured motorist and comprehensive and collision.

The cost of motorcycle insurance depends on a wide variety of factors, including the type of your motorcycle, how you use your motorcycle, your age and driving record and the type of insurance coverages you select. The deductibles and limits you choose also have an impact on the cost of motorcycle insurance.

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